If you’re struggling with huge financial obligations and you’re looking for suggestions on how you can get out of the “debt hole” then, the tips we have listed below will surely serve as your lifeline towards repaying your debts and rebuilding your credit history. 5 Credit Repair Tips Don’t incurRead More →
When we owe a lot of money, we often lose our peace of mind and sleep, as we are constantly worried about paying back the money that we have borrowed. When the borrowed amount is small and it is borrowed from friends or family, we have the opportunity of payingRead More →
Imagine the day you made your very last payment on your debt. You have paid off your mortgage, your personal loans and credit card bills. You can say goodbye to the mounting bills, the stress of living in fear for all your properties, and the anxiety of having your debtsRead More →
Most people when they think of financial planning, they think of a 401(k) or an IRA. Rarely would anyone think about how they could file bankruptcy and wipe out their debt to protect their future. In today’s economy, most Americans have large amounts of credit card debt. When considering theRead More →
In an economy where thousands of Americans are experiencing difficulty in paying their bills each month, many of us are searching for debt relief options to lighten our financial burdens. Even the most financially responsible U.S. citizens find it difficult, or sometimes impossible, to maintain their life savings when someRead More →
Call at a good time: One of the simplest yet most effective negotiation tactics is to choose the right time to call a credit card company. Call first thing in the morning, as people are more likely to be pleasant and willing to help you out. If you call atRead More →
Debt is very much a part of the modern society. According to research, we all owe someone something. Financial experts agree that not all debt is bad and in fact, at times it is necessary. It does not take an expert to let you know that grave debt can beRead More →
There’s a deep emotional and psychological toll that dealing with constant calls, letters, and emails from debt collectors can take. Studies have found that most people are simply too frightened to answer these calls or even read collection letters. The reason for this is obvious: A large number of creditorsRead More →
Recently my family and I dug out a game we love to play called Cashflow 101. If you’ve heard of Robert Kiyosaki, the author of the Rich Dad Poor Dad series, you’ve likely seen or heard of this game. Cashflow 101 (yes there’s a Cashflow 202 expansion) is a boardRead More →
Most of us do not want to be tied up to a 9-5 job for a lot of reasons. Some does not really go well in an office setting and others just has too much financial ideas they want to explore. Whatever the reason is, the usual route people takeRead More →