The decision whether to file bankruptcy requires you look at alternative ways of achieving your goal to be financially free from debt. There are several approaches and each achieves the result you’re looking for, with varying effects on credit scores. Debt Repayment seems like a no brainer and it’s what we should all strive for… Continue reading Helpful Alternatives To Filing Bankruptcy
How America’s Homeowners Are Facing Problems With FHA Loans
With the housing recovery slowly taking shape, a greater number of risky borrowers are closing their loans, which could lead to an imminent rise in defaults and halt America’s progress in the right direction. Having an ever-expanding void with nothing to back it up is surely going to come back and bite us. Take expert… Continue reading How America’s Homeowners Are Facing Problems With FHA Loans
Some Important Facts About First Position Commercial Mortgage Notes
Creating attractive interest is a challenge in today’s low interest rate environment. The attractiveness of First Position Mortgage Notes is in the fact that investors (lenders) are held in the first position as a lien holder of the property – so there is a hard asset (real estate) providing the security of their investment. The… Continue reading Some Important Facts About First Position Commercial Mortgage Notes
Credit Cards For Bad Credit: 5 Things You Should Know
People who have bad rating are likely hoping to rebuild their credit score. There are many different reasons for damaged credit, but there is always a way to rebound. One of the best ways to begin the rebuilding process is to open a new loan line. Fortunately, there are credit cards for bad credit. Although… Continue reading Credit Cards For Bad Credit: 5 Things You Should Know
Help Offered By Bankruptcy Courts To People In Severe Debt Crisis
People in severe debt crisis usually do not know the appropriate ways of emerging out of the situation. There are several reputed debt solution services that can effectively provide you the help and assistance you need to overcome your financial crises. However, while there are a number of debt solutions available for individuals to deal… Continue reading Help Offered By Bankruptcy Courts To People In Severe Debt Crisis
Are Company Insolvencies on the Rise in the UK?
Ask just about anybody and they’ll tell you that it’s not easy being in business right now. As the global economy climbs out of one recession and looks poised to enter another, businesses everywhere are struggling to get their foot on the gas and really accelerate growth. It’s a situation that isn’t aided by instability… Continue reading Are Company Insolvencies on the Rise in the UK?
Tax Saving Options Under Section 80C
Tax planning is a very important aspect of Financial Planning and we have to approach it keeping in mind the bigger picture. There are various sections under the Income Tax Act which we can use to our advantage in order to save on our outgo of tax. A lot of us are not aware of… Continue reading Tax Saving Options Under Section 80C
3 Mistakes to Avoid When Filing for Bankruptcy
Bankruptcy is a legally complicated process. Successfully filing for bankruptcy can offer you a fresh start with your finances, allowing you to turn your life around completely and leave the past behind. However, not everyone who files for bankruptcy has their case accepted. There are many reasons your bankruptcy filing may be rejected. It’s important… Continue reading 3 Mistakes to Avoid When Filing for Bankruptcy
Using Non-Bank Lenders to Fund Short-Term or Transitional Business Financing Needs
The Challenge: Traditional Bank Lenders usually don’t like funding businesses during periods of variable cash flow or unpredictable collateral – e.g., periods of very high business growth, or on the flip side, reduced operating performance. The Solution: Non-Bank (Alternative) Lenders specializing in asset based lending or those that provide short term bridge loans can often… Continue reading Using Non-Bank Lenders to Fund Short-Term or Transitional Business Financing Needs
Credit Reports and Credit Scores – There Is a BIG Difference
Are you are often confused when trying to determine the difference between Credit Reports and Credit Scores? You will be interested to know that you are not the only person who is confused about the terms. The confusion often occurs because the two affect your ability to obtain a home loan or any other finance… Continue reading Credit Reports and Credit Scores – There Is a BIG Difference