Studying CPA Exam is harder than you can imagine. It gets harder when you’re also working at the same time. The struggle is real. This is my personal experience as I finish college and started working as an office clerk at this one law firm in Texas. The goal isRead More →

There is no way to avoid dealing with money and finances these days. Therefore you should try to learn as much as possible to help you make good financial decisions and to increase your confidence about money. When you make a budget, it should be realistic regarding your income andRead More →

I was surprised when I asked parents to tell me the life skills they wish their kids knew, and there was a resounding request for kids to learn how to open a bank account. Similarly, there was a huge call out for: How to budget & balance accounts How toRead More →

Interest rate increase in Canada Central bank in any country is responsible for maintaining stability in the financial system. Central bank is also responsible to implement the government’s planned fiscal policy. There are certain tools available to help the Bank to fulfill its role. Controlling the discount rate is oneRead More →

Since the financial crash of 2008, commercial banking has undergone a monumental shift in regulatory reform to both manage and mitigate against operational risk. This transformation has been combined with an increased focus on improving enterprise-wide efficiency, profitability and shareholder value. Established regulations such as Dodd-Frank, Sarbanes-Oxley (SOX), Basel IIRead More →