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Since the financial crash of 2008, commercial banking has undergone a monumental shift in regulatory reform to both manage and mitigate against operational risk. This transformation has been combined with an increased focus on improving enterprise-wide efficiency, profitability and shareholder value. Established regulations such as Dodd-Frank, Sarbanes-Oxley (SOX), Basel IIRead More →

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In: Loans

Don’t transfer a large deposit of money into your bank account. Your lender needs verification on it, and this process can be lengthy if you can’t produce documentation like a pay stub, invoice, or a letter from a gift-giver. Always talk to your Loan Officer upfront for guidance if youRead More →

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In: Credit Tips

For those who dream of owning a home, but have less than perfect credit, there are still options. There are several creditors who offer home loans for bad credit. While these loans do not typically have prime interest rates, the loans make it possible for everybody to fulfill the AmericanRead More →